Online Access to State Specific Contracts
For your convenience, we provide online access to state specific documents, which can be found below. These documents review and define agreements outlined in your personal car policy such as liability, medical payments, and car damage.
If you are unsure which policy contract applies to you, you can locate the form number in the lower left corner of your Insurance Declarations Page.
For more information about your coverage, view our FAQs.
Alabama
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AssuranceAmerica policies effective on or after 12/3/2018 (new business) and 1/6/2019 (renewal business)
Click here for AssuranceAmerica AL Policy Contract Form 05-AL (11/18)
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InsureMax Program
Click here for InsureMax AL Policy Contract Form 06-AL (06/19)
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Catawba Commercial policies effective from 04/15/2025 to 6/19/2025
Click here for AL Policy Contract Form ALCA POLICY (04/25)
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Catawba Commercial policies effective on or after 6/20/2025
Click here for AL Policy Contract Form ALCA POLICY (06/25)
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InsureMax Renters Policies effective on or after 6/5/2023
Click here for AL Renters Policy Contract Form IM RENT AL POL (06/23)
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InsureMax Renters Protect Policies effective on or after 11/18/2024
Click here for AL Renters Policy Contract Form IM RENT AL POL (12/24)
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Water Backup Endorsement for InsureMax Renters Protect Policies effective on or after 11/18/2024
Click here for AL Water Backup Form IM RENT AL WBSPD (06/24)
Arkansas
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AssuranceAmerica program
Click here for AR AssuranceAmerica Policy Contract Form 05-AR (03/26)
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InsureMax program
Click here for AR InsureMax Policy Contract Form 06-AR (03/26)
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InsureMax Renters Protect Program
Click here for AR Renters Policy Contract Form IM RENT AR POL (03/26)
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Water Backup Endorsement for InsureMax Renters Protect Program
Click here for AR Water Backup Form IM RENT AR WBSPD (03/26)
Arizona
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AssuranceAmerica Program Policies effective on or after 12/3/2021 (new business) and 1/22/2022 (renewal business), until 8/31/2024 (new business) and 10/20/2024 (renewal business)
Click here for AZ AssuranceAmerica Policy Contract Form 05-AZ (12/2021)
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AssuranceAmerica Program Policies effective on or after 9/1/2024 (new business) and 10/21/2024 (renewal business)
Click here for AZ AssuranceAmerica Policy Contract Form 05-AZ (09/2024)
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InsureMax Program Policies effective until 8/31/2024 (new business) and 10/20/2024 (renewals)
Click here for AZ InsureMax Policy Contract Form 06-AZ (02/23)
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InsureMax Program Policies effective on or after 9/1/2024 (new business) and 10/21/2024 (renewal business)
Click here for AZ InsureMax Policy Contract Form 06-AZ (09/24)
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InsureMax Renters Policies effective on or after 7/31/2023
Click here for AZ Renters Policy Contract Form IM RENT AZ POL (07/23)
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InsureMax Renters Protect Policies effective on or after 12/05/2024
Click here for AZ Renters Policy Contract Form IM RENT AZ POL (12/24)
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Water Backup Endorsement for InsureMax Renters Protect Policies effective on or after 12/05/2024
Click here for AZ Water Backup Form IM RENT AZ WBSPD (06/24)
Florida
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AssuranceAmerica Elite policies effective on or after 5/24/2021 (new business) and 7/24/2021 (renewal business)
Click here for FL AssuranceAmerica Elite Policy Contract Form 05-FL (05/21)
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AssuranceAmerica Economy policies effective until 5/01/2022 (new business) and 6/04/2022 (renewal business)
Click here for FL AssuranceAmerica Economy Policy Contract Form 06-FL (05/21)
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AssuranceAmerica Economy policies effective on or after 5/02/2022 (new business) and 6/05/2022 (renewal business)
Click here for FL AssuranceAmerica Economy Policy Contract Form 06-FL (05/22)
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InsureMax Elite Program
Click here for FL InsureMax Elite Policy Contract Form 07-FL (07/22)
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InsureMax Economy Program
Click here for FL InsureMax Economy Policy Contract Form 08-FL (07/22)
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Catawba Commercial policies effective on or after 3/10/2026, until 6/15/2026
Click here for FL Policy Contract Form FLCA POLICY (03/26)
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Catawba Commercial policies effective on or after 6/16/2026
Click here for FL Policy Contract Form FLCA POLICY (03/26)
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InsureMax Renters Protect Policies
Click here for FL Renters Policy Contract Form IM RENT FL POL (04/26)
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Water Backup Endorsement for InsureMax Renters Protect Policies
Click here for FL Water Backup Form IM RENT FL WBSPD (06/24)
Georgia
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AssuranceAmerica Policies effective on or after 1/1/2021
Click here for GA AssuranceAmerica Policy Contract Form 05-GA (01/21)
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InsureMax Program policies effective on or after 1/1/2021
Click here for GA InsureMax Policy Contract Form 06-GA (01/21)
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InsureMax Renters Policies effective on or after 10/1/2022
Click here for GA Renters Policy Contract Form IM RENT GA POL (09/22)
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Insuremax Renters Policies effective on or after 02/10/2025
Click here for GA Renters Policy Contract Form IM RENT GA POL (11/24)
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Catawba Commercial policies effective on or after 06/20/2025
Click here for GA Policy Contract Form GACA POLICY (06/25)
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Water Backup Endorsement for InsureMax Renters Protect Policies effective on or after 02/10/2025
Click here for GA Water Backup Form IM RENT GA WBSPD (11/24)
Illinois
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AssuranceAmerica Program
Click here for IL AssuranceAmerica Policy Contract Form 05-IL (08/2026)
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InsureMax Program
Click here for IL InsureMax Policy Contract Form 06-IL (08/2026)
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InsureMax Renters Protect Policies
Click here for IL Renters Policy Contract Form IM RENT IL POL (08/26)
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Water Backup Endorsement for InsureMax Renters Protect Policies
Click here for IL Water Backup Form IM RENT IL WBSPD (08/26)
Indiana
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AssuranceAmerica policies effective 7/25/2019, until 8/31/2024 (new business) and 10/6/2024 (renewal business)
Click here for IN AssuranceAmerica Policy Contract Form 05-IN (05/2019)
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AssuranceAmerica policies effective on or after 9/1/2024 (new business) and 10/7/2024 (renewal business)
Click here for IN AssuranceAmerica Policy Contract Form 05-IN (09/2024)
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InsureMax Program policies effective 8/26/2021, until 8/31/2024 (new business) and 10/6/2024 (renewal business)
Click here for IN InsureMax Policy Contract Form 06-IN (08/21)
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InsureMax Program policies effective on or after 9/1/2024 (new business) and 10/7/2024 (renewal business)
Click here for IN InsureMax Policy Contract Form 06-IN (09/24)
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InsureMax Renters Policies effective on or after 12/1/2023
Click here for IN Renters Policy Contract Form IM RENT IN POL (12/23)
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InsureMax Renters Protect Policies effective on or after 2/17/2025
Click here for IN Renters Policy Contract Form IM RENT IN POL (12/24)
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Water Backup Endorsement for InsureMax Renters Protect Policies effective on or after 2/17/2025
Click here for IN Water Backup Form IM RENT IN WBSPD (06/24)
Iowa
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AssuranceAmerica program
Click here for IA AssuranceAmerica Policy Contract Form 05-IA (07/26)
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InsureMax program
Click here for IA InsureMax Policy Contract Form 06-IA (07/26)
Kansas
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AssuranceAmerica program
Click here for KS AssuranceAmerica Policy Contract Form 05-KS (03/26)
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InsureMax program
Click here for KS InsureMax Policy Contract Form 06-KS (03/26)
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InsureMax Renters Protect Policies
Click here for KS Renters Policy Contract Form IM RENT KS POL (10/25)
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Water Backup Endorsement for InsureMax Renters Protect Policies
Click here for KS Water Backup Form IM RENT KS WBSPD (10/25)
Missouri
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AssuranceAmerica policies effective on or after 4/29/2017 (new business) and 5/18/2017 (renewal business)
Click here for MO AssuranceAmerica Policy Contract Form 05-MO (4/17)
Nebraska
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AssuranceAmerica program
New and renewal AssuranceAmerica policies effective until 1/5/2025 (new business) and 2/9/2025 (renewal business)
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AssuranceAmerica program
AssuranceAmerica policies effective on or after 1/6/2025 (new business) and 2/10/2025 (renewal business)
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InsureMax program
New and renewal InsureMax policies effective until 1/5/2025 (new business) and 2/9/2025 (renewal business)
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InsureMax program
InsureMax policies effective on or after 1/6/2025 (new business) and 2/10/2025 (renewal business)
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InsureMax Renters Policies effective on or after 11/1/2023
Click here for NE Renters Policy Contract Form IM RENT NE POL (11/23)
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InsureMax Renters Protect Policies effective on or after 12/20/2024
Click here for NE Renters Policy Contract Form IM RENT NE POL (12/24)
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Water Backup Endorsement for InsureMax Renters Protect Policies effective on or after 12/20/2024
Click here for NE Water Backup Form IM RENT NE WBSPD (06/24)
New Mexico
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AssuranceAmerica program
Click here for NM AssuranceAmerica Policy Contract Form 05-NM (03/26)
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InsureMax program
Click here for NM InsureMax Policy Contract Form 06-NM (03/26)
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InsureMax Renters Protect Policies
Click here for NM Renters Policy Contract Form IM RENT NM POL (03/26)
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Water Backup Endorsement for InsureMax Renters Protect Policies effective on or after 5/29/2025
Click here for NM Water Backup Form IM RENT NM WBSPD (03/26)
Ohio
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AssuranceAmerica program
Click here for OH AssuranceAmerica Policy Contract Form 05-OH (07/25)
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InsureMax program
Click here for OH InsureMax Policy Contract Form 06-OH (07/25)
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InsureMax Renters Protect Program
Click here for OH Renters Policy Contract Form IM RENT OH POL (06/25)
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Water Backup Endorsement for InsureMax Renters Protect Program
Click here for OH Water Backup Form IM RENT OH WBSPD (06/25)
Oklahoma
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New and renewal AssuranceAmerica policies effective until 12/3/2025 (new business) and 1/7/2026 (renewal business)
Click here for OK AssuranceAmerica Policy Contract Form 05-OK (03/25)
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AssuranceAmerica policies effective on or after 12/4/2025 (new business) and 1/8/2026 (renewal business)
Click here for OK AssuranceAmerica Policy Contract Form 05-OK (12/25)
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New and renewal InsureMax policies effective until 12/3/2025 (new business) and 1/7/2026 (renewal business)
Click here for OK InsureMax Policy Contract Form 06-OK (03/25)
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InsureMax policies effective on or after 12/4/2025 (new business) and 1/8/2026 (renewal business)
Click here for OK InsureMax Policy Contract Form 06-OK (12/25)
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InsureMax Renters Protect Policies effective on or after 04/17/2025
Click here for OK Renters Policy Contract Form IM RENT OK POL (04/25)
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Water Backup Endorsement for InsureMax Renters Protect Policies effective on or after 04/17/2025
Click here for OK Water Backup Form IM RENT OK WBSPD (04/25)
Pennsylvania
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AssuranceAmerica program
Click here for PA AssuranceAmerica Policy Contract Form 05-PA (11/25)
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InsureMax program
Click here for PA InsureMax Policy Contract Form 06-PA (11/25)
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InsureMax Renters Protect Policies
Click here for PA Renters Policy Contract Form IM RENT PA POL (10/25)
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Water Backup Endorsement for InsureMax Renters Protect Policies
Click here for PA Water Backup Form IM RENT PA WBSPD (10/25)
South Carolina
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AssuranceAmerica program
Click here for SC AssuranceAmerica Policy Contract Form 05-SC (05/2017)
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InsureMax program
Click here for SC InsureMax Policy Contract Form 06-SC (02/2019)
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InsureMax Renters Policies effective on or after 12/1/2023
Click here for SC Renters Policy Contract Form IM RENT SC POL (05/23)
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InsureMax Renters Protect Policies effective on or after 07/31/2025
Click here for SC Renters Policy Contract Form IM RENT SC POL (12/24)
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Water Backup Endorsement for InsureMax Renters Protect Policies effective on or after 07/31/2025
Click here for SC Water Backup Form IM RENT SC WBSPD (06/24)
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Catawba Commercial policies effective from 10/1/2025 to 12/4/2025
Click here for SC Policy Contract Form SCCA POLICY (08/25)
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Catawba Commercial policies effective on or after 12/5/2025
Click here for SC Policy Contract Form SCCA POLICY (12/25)
Tennessee
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AssuranceAmerica program
Click here for TN AssuranceAmerica Policy Contract Form 05-TN (04/25)
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InsureMax program
Click here for TN InsureMax Policy Contract Form 06-TN (04/25)
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InsureMax Renters Protect Policies effective on or after 5/29/2025
Click here for TN Renters Policy Contract Form IM RENT TN POL (04/25)
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Water Backup Endorsement for InsureMax Renters Protect Policies effective on or after 5/29/2025
Click here for TN Water Backup Form IM RENT TN WBSPD (04/25)
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Catawba Commercial policies effective on or after 1/1/2026
Click here for TN Policy Contract Form TNCA POLICY (01/26)
Texas
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AssuranceAmerica Program Policies effective on or after 11/18/21 (new business) and 12/18/21 (renewals), until 9/30/24 (new) and 11/4/24 (renewals)
Click here for TX AssuranceAmerica Policy Contract Form TXPOL2 (10/21)
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AssuranceAmerica Program Policies effective on or after 10/1/2024 (new business) and 11/5/2024 (renewal business)
Click here for TX AssuranceAmerica Policy Contract Form TXPOL2 (02/24)
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2026 Consumer Bill of Rights - Automobile
English Version
Spanish Version
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Consumer Bill of Rights - Renters
English Version
Spanish Version
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InsureMax program
Click here for TX InsureMax Policy Contract Form TXIM POL (01/24)
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InsureMax Renters Policies effective on or after 3/13/2025
Click here for TX Renters Policy Contract Form IM RENT TX POL (02/25)
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Water Backup Endorsement for InsureMax Renters Protect Policies effective on or after 05/12/2025
Click here for TX Water Backup Form IM RENT TX WBSPD (02/25)
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Catawba Commercial policies effective on or after 05/19/2026
Click here for TX Policy Contract Form TXCA POLICY (05/26)
Virginia
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New and renewal AssuranceAmerica policies effective 1/1/2025 to 12/31/2026
Click here for VA AssuranceAmerica Policy Contract 05-VA (01/2025)
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New and renewal AssuranceAmerica policies effective 1/1/2027 and after
Click here for VA AssuranceAmerica Policy Contract 05-VA (01/2027)
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New and renewal InsureMax policies effective 1/1/2025 to 12/31/2026
Click here for VA InsureMax Policy Contract Form 06-VA (01/2025)
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New and renewal InsureMax policies effective 1/1/2027 and after
Click here for VA InsureMax Policy Contract Form 06-VA (01/2027)
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InsureMax Renters Protect Policies
Click here for VA Renters Policy Contract Form IM RENT VA POL (04/25)
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Water Backup Endorsement for InsureMax Renters Protect Policies
Click here for VA Water Backup Form IM RENT VA WBSPD (04/25)
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Catawba Commercial policies effective on or after 07/21/2026
Click here for VA Policy Contract (03/26)
Wisconsin
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AssuranceAmerica Program
Click here for WI AssuranceAmerica Policy Contract Form 05-WI (08/2026)
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InsureMax Program
Click here for WI InsureMax Policy Contract Form 06-WI (08/2026)
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InsureMax Renters Protect Policies
Click here for WI Renters Policy Contract Form IM RENT WI POL (08/26)
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Water Backup Endorsement for InsureMax Renters Protect Policies
Click here for WI Water Backup Form IM RENT WI WBSPD (08/26)