Commercial Auto Insurance

Coverage that keeps your business moving

Whether you’re a contractor, painter, landscaper, or you do a little of everything, your vehicles are the backbone of your business. We protect what gets you there and back, so you can focus on the work, not the what-ifs.

Man standing by a truck
Protect your business

You work hard. Your insurance should, too.

When you’re a small business owner, there’s no time for down time. Yet too many businesses end up under-protected, leaving drivers and vehicles vulnerable, even when accidents aren’t their fault. We keep you covered, so a bump in the road won’t slow you down.

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We get the job done

For over 25 years, we’ve helped protect what matters most to business owners like you. With reliable coverage made for over 1,000 occupations, it’s fast, easy, and affordable to insure your vehicles, employees, and yourself. That’s why more business owners are choosing AssuranceAmerica to keep their wheels—and their work—moving forward.

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A little coverage goes a long way

Van

Cover multiple vehicles

Protect your business with coverage options for up to 9 vehicles.

People

Employees can be drivers

Cover yourself and your crew with a policy sized to fit your team, including foreign drivers.

Car

Pickups, sprinters & more

Policies fit most small business needs including vehicles up to 16 GVW.

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Lightning boltGet coverage fast

Choose when your coverage starts—as soon as today. Our customer care team is ready with fast, reliable support. Spanish-speaking reps are available.

Explore more ways to stay covered

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Renters Insurance

Protect what’s yours for as little as $13 a month

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Auto Insurance

Protection that fits your ride and your wallet

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Man changing a tire
Motor Club

24/7 peace of mind with on-call support

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FAQs

Commercial auto insurance is a business vehicle insurance policy that covers cars, trucks, and vans used for work purposes. If you use any vehicle for business operations — deliveries, client visits, or transporting equipment — personal auto insurance won't cover accidents that occur on the job. AssuranceAmerica's commercial auto insurance protects your business from liability, property damage, and costly out-of-pocket expenses.

Our commercial auto insurance policies typically include bodily injury liability, property damage liability, collision coverage, comprehensive coverage, and uninsured/underinsured motorist protection. Whether you operate a single company car or have multiple business vechiles, AssuranceAmerica offers flexible coverage options tailored to your business needs.

The cost of commercial auto insurance depends on several factors, including the type and number of vehicles, your industry, driver history, and coverage limits selected. AssuranceAmerica works to provide affordable commercial auto insurance rates for small businesses and tradespeople. Get a free quote today to find the right coverage at the right price.

AssuranceAmerica's commercial auto insurance, with few exceptions, can cover employees who operate company-owned vehicles for business purposes. You can also add hired and non-owned auto coverage to protect your business when employees use their personal vehicles or rented vehicles for work-related tasks.

Getting a commercial auto insurance quote with AssuranceAmerica is fast and simple. You'll need basic information about your business, the vehicles you operate, and your desired coverage levels. Contact us or speak with a licensed agent today to get a customized commercial vehicle insurance policy that keeps your business protected on the road.