Auto Insurance

Protection that fits your ride and your wallet

Get quality coverage for the right price, without cutting corners. We keep insurance simple so you can keep your eyes on the road ahead.

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Hit the road with confidence

From getting an SR-22 to minimum limits to comprehensive coverage, AssuranceAmerica makes it easy to find affordable protection that puts you in the driver’s seat. Ready to call shotgun on a new policy? You’re 90 seconds* away from a fast, fair quote you can count on.

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We’re right there with you

We get it – life’s busy enough without worrying about your car insurance. From fender benders to bigger “how did that even happen?” moments, we handle the tough stuff so you don’t have to. Getting covered with AssuranceAmerica is quick and hassle-free – no credit checks, no tracking, no stress – leaving you free to focus on wherever you’re going next.

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A little coverage goes a long way

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Liability coverage

If you cause an accident that hurts someone or damages their property, this helps cover their costs so you don't have to pay out of pocket.

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Collision coverage

If your car gets dinged, dented, or totaled in a crash, this helps cover the repairs no matter who's at fault.

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Comprehensive coverage

This covers a wide range of other incidents—like theft, vandalism, fire, or storms—that could leave your car damaged or missing.

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Lightning boltGet coverage fast

Choose when your coverage starts—as soon as today. Our customer care team is ready with fast, reliable support. Spanish-speaking reps are available.

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Renters Insurance

Protect what’s yours for as little as $13 a month

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Commercial Auto

Quality coverage for over 1,000 occupations

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Motor Club

24/7 peace of mind with on-call support

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FAQs

AssuranceAmerica's personal auto insurance provides coverage options including liability, collision, comprehensive, uninsured/underinsured motorist, and personal injury protection (PIP). Whether you need basic liability coverage to meet state minimum requirements or full coverage auto insurance for complete peace of mind, AssuranceAmerica offers flexible plans designed to fit your needs and budget.

The cost of personal auto insurance depends on factors like your driving history, vehicle type, location, and coverage level. AssuranceAmerica specializes in affordable auto insurance, offering competitive rates for drivers of all backgrounds — including high-risk drivers. Get a free quote today to find a policy that fits your budget.

AssuranceAmerica specializes in providing personal auto insurance for drivers who may have been turned away elsewhere. Whether you have prior accidents, traffic violations, or a lapse in coverage, AssuranceAmerica works to find affordable car insurance solutions for non-standard and high-risk drivers across the country.

Filing a personal auto insurance claim with AssuranceAmerica is simple. Contact our claims team as soon as possible after an accident or covered incident. You'll need to provide your policy number, details of the event, and any supporting documentation. AssuranceAmerica's claims process is designed to be straightforward so you can get back on the road quickly.

AssuranceAmerica offers personal auto insurance coverage across multiple states. Our policies are designed to meet individual state requirements for minimum liability coverage while offering additional protection options. You can enroll in AssuranceAmerica coverage in the following states:

  • Alabama
  • Arizona
  • Florida (personal auto only)
  • Georgia
  • Indiana
  • Kansas (renters only)
  • Nebraska
  • Ohio
  • Oklahoma
  • Pennsylvania
  • South Carolina
  • Tennessee
  • Texas
  • Virginia

Speak with a licensed agent to confirm availability in your state and explore coverage options in your area.