Protect what’s yours for as little as $13 a month
Home has all the things you need and love – your clothes, your couch, even that weird mug you can’t live without. If trouble comes knocking, we’ve got your back with plans starting at $13 a month. That’s less than your streaming subscription.
Life throws curveballs. We catch them.
Think your landlord's insurance covers your computer or camera in a break-in or fire? Think again. Renters insurance can cover the things your landlord's insurance won't. Getting insured only takes a few minutes, thanks to our 90-second quote.* Go ahead, give it a whirl.
Get a quoteKeep your home base covered
For over 25 years, we’ve been helping people insure what matters most. We’re committed to making it easy and affordable to keep your things – and yourself – protected. That’s why more and more renters trust AssuranceAmerica for coverage they can count on.
A little coverage goes a long way
Personal property
Protects your belongings in case of fire, theft, vandalism, and certain types of water damage.
Loss of use
Provides hotel stays and meals if you can’t stay in your home.
Personal liability
Helps cover costs of accidents and property damage.
What sorts of items are covered?
We often don’t think about all of the personal property items that we rely on, or bring joy to our lives. In case of loss, these items would generally be covered by our renters insurance products:
- Bicycles and scooters
- Sports equipment
- Computers & tablets
- Furniture
- Clothing and shoes
- Kitchenware
Get coverage fast
Choose when your coverage starts—as soon as today. Our customer care team is ready with fast, reliable support. Spanish-speaking reps are available.
Explore more ways to stay covered
FAQs
AssuranceAmerica renters insurance provides coverage for personal belongings, liability protection, and additional living expenses if your rental becomes uninhabitable due to a covered loss. Common covered perils include theft, fire, vandalism, and water damage.
Renters insurance from AssuranceAmerica is surprisingly affordable — coverage starts at just $13 a month. Your exact premium depends on your coverage limits, location, and deductible amount.
Many landlords and property management companies now require tenants to carry renters insurance. AssuranceAmerica makes it easy to get proof of coverage quickly so you can meet your lease requirements.
Standard renters insurance policies typically cover only the named policyholder. To protect your roommate's belongings, they would need their own AssuranceAmerica renters insurance policy.
Filing a renters insurance claim with AssuranceAmerica is straightforward. Simply contact our claims team, provide documentation of your loss, and a representative will guide you through the process to get you back on your feet fast.